Emergency Medicaid – Louisiana
Are you looking into a way for your (or your family) to be covered in the medical insurance department? It’s obvious that the medical insurance area of America has always been ridiculed in the past, but as of recent, it seems like things are looking up. With the introduction of programs like Louisiana Medicaid, low income households are finally able to obtain medical insurance – giving them both financial security and some peace of mind at the same time. The program is funded by the Federal government, but it is implemented by the state government themselves – this typically means that some rules will be different in each state that you consider.
Health coverage is only meant to be provided to those who truly cannot afford it, and desperately need the help. Louisiana residents (that are based within certain groups) will look towards income and resource limits that were set by Congress for their approval. If you meet these limits/requirements, you’re the perfect candidate for Louisiana Medicaid and should apply. They cover individuals in an abundance of different areas; it’s the complete medical package for those who are qualified. For the most part, people who qualify are going to be: low income families who have children, elderly people who are low income, as well as people who suffer from disabilities.
If you’re already eligible for “Medicare Part A” and “Medicare Part B”, you’re also eligible for this area of Medicaid.
What Medicaid Services Are Provided?
Just about any medical service you could imagine making use of will be present through Medicaid. You’ll be able to make use of both inpatient and outpatient hospitals, as well as simple things like lab work and x-rays; you’ll even be able to see a physician (and it’ll be covered!). Long-term care facilities are important for the disabled and elderly, thankfully, those are covered as well. If you’re covered and are under the age of 21, you will be able to make use of EPSDT (early periodic screening, diagnosis and treatment).
If your application is solely based on disability, you may not receive coverage for up to 90 days (in regards to hearing back from the government to see if you’ve been accepted). On average, it will take about 45 days for your application to be processed, although there are some exceptions.
If you make enough money, you will lose your ability to apply for Medicaid. It’s meant for those that cannot afford the services regularly, so it only makes sense. The amount of money that you can make per year (and still maintain eligibility) will be determined by the number of people in your home. The more people present, the larger the annual maximum income level (per year, before taxes) is going to be. Take a look at the numbers below and see where you sit:
Household of 1 – $15,800 per year
Household of 2 – $21,307 per year
Household of 3 – $26,813 per year
Household of 4 – $32,319 per year
Household of 5 – $37,825 per year
Household of 6 – $43,331 per year
Household of 7 – $48,851 per year
Household of 8 – $54,384 per year
You can add on an additional $5,533 per person if you have more than 8 people in your household.